Embedded lending
for platform growth



























for platform growth
Launch financing in 30+ markets in days with finmid.
Boost growth, retain customers, and earn revenue.
Boost growth, retain customers, and earn revenue.
EU+UK
🇨🇿Czech Republic
19K+Offers83NPS
🇵🇱Poland
42K+Offers83NPS
🇱🇻Latvia
4K+Offers94NPS
🇨🇭Switzerland
10K+Offers83NPS
🇦🇹Austria
27K+Offers88NPS
🇸🇪Sweden
26K+Offers73NPS
🇵🇹Portugal
13K+Offers88NPS
🇧🇬Bulgaria
5K+Offers98NPS
🇪🇸Spain
88K+Offers76NPS
🇱🇹Lithuania
7K+Offers90NPS
🇧🇪Belgium
28K+Offers73NPS
🇸🇰Slovakia
6K+Offers98NPS
🇬🇷Greece
15K+Offers87NPS
🇨🇾Cyprus
11K+Offers85NPS
🇩🇪Germany
37K+Offers89NPS
🇪🇪Estonia
4K+Offers94NPS
🇫🇮Finland
20K+Offers75NPS
🇭🇷Croatia
6K+Offers96NPS
🇮🇪Ireland
10K+Offers88NPS
🇸🇮Slovenia
5K+Offers96NPS
🇩🇰Denmark
27K+Offers87NPS
🇷🇴Romania
10K+Offers83NPS
🇮🇸Iceland
10K+Offers85NPS
🇫🇷France
25K+Offers89NPS
🇮🇹Italy
19K+Offers89NPS
🇬🇧United Kingdom
29K+Offers89NPS
🇱🇺Luxembourg
1K+Offers92NPS
🇳🇱Netherlands
10K+Offers89NPS
🇲🇹Malta
8K+Offers85NPS
🇭🇺Hungary
9K+Offers98NPS
EU+UK
Turn embedded lending into your platform’s growth engine Give your customers the funds to grow and they will scale faster and stay longer on your platform.
+31 %
Revenue boost Earn more. Financed customers place 31% bigger orders.
+45 %
Sales uplift Boost growth. Financed customers grow sales by 45% in six months.
+88 %
Retention improvement Keep customers on your platform. 88% return for more funds.
Lending products for every use case
Deliver finmid-powered lending solutions to your unique customers --
restaurants, landlords, e-commerce sellers, and more.
Cash
advances
advances
Pre-approved cash advances 24-hour payouts Flexible repayments based on revenue Ideal for micro and high-growth customers
Term
loans
loans
Pre-approved loans Up to €5 million Fixed and predictable repayments Ideal for large and mature customers
Invoice
financing
financing
Flexible payment terms of up to 180 days Up to €1 million per invoice Get paid in one day Ideal for customers with cash flow constraints
Built for and trusted by leading software platforms
From marketplaces to vertical SaaS, platforms of all kinds use finmid to power embedded lending.
Meet our customers
“Our partnership with finmid extends the reach of our capital offering, and we’ve been impressed by the team’s flexibility and user focus.” Szymon Zeslawski Head of Fintech, Glovo
“The decision to partner with finmid was driven by several factors, including their comprehensive geographic coverage across Europe.” Andrew Martyn CEO of Your.Rentals
“It has been a game-changer for our buyers. We have seen them place larger orders with confidence, fuelling growth for both them and us.” Abbas M. Hanjra CEO of Thokmandee
Underwriting
built for maximum eligibility. Unlock financing for your customer base with platform-driven underwriting.
90% eligibility
Portfolio-based assessment We score customers at the portfolio level, not individually, maximising eligibility.
Live performance data Real-time sales data replaces outdated credit scores, assessing true ability to repay.
Dynamic pricing We price based on risk, making sure every customer gets an offer.
User experience
optimised for conversion. Bring the smoothest financing experience to your customers. Enjoy high satisfaction.
10% conversion
No applications Customers get financing offers from you without needing to apply.
3-click flow, <5 minutes Offers can be accepted with 3 clicks, taking less than 5 minutes.
24-hour payouts Funds arrive in your customers’ accounts in less than 24 hours. No frustrating wait times.
Unlocking new revenue has never been easierLaunch quickly with finmid, whether you're building from scratch or adding financing to your platform. API docs
1 day
5 days
10 days
Turns out embedded lending doesn’t have to be hard
Pilot1 dayDefine a subdomain. We host the solution, e.g. financing.yourcompany.com
Embed5 daysEmbed our iframe in your UI. We manage the flow with minimal technical effort.
Scale10 daysUse our APIs to build a fully custom experience. Exactly how you want it.
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