Embedded lending
for platform growth
Book a demo Launch financing in 30+ markets in days with finmid. Boost growth, retain customers, and earn revenue.
Launch and scale lending across 30+ markets Use finmid to offer lending to your entire European customer base with a single infrastructure, without regulatory complexity or juggling multiple providers.
26K+ Offers73 NPS
37K+ Offers89 NPS
42K+ Offers83 NPS
88K+ Offers76 NPS
27K+ Offers87 NPS
EU+UK
Turn embedded lending into your platform’s growth engine Give your customers the funds to grow and they will scale faster and stay longer on your platform.
+31%
Revenue boost Earn more. Financed customers place 31% bigger orders.
+45%
Sales uplift Boost growth. Financed customers grow sales by 45% in six months.
+88%
Retention improvement Keep customers on your platform. 88% return for more funds.
Lending products for every use case Deliver finmid-powered lending solutions to your unique customers -- restaurants, landlords, e-commerce sellers, and more.
Cash
advances
Pre-approved cash advances 24-hour payouts Flexible repayments based on revenue Ideal for micro and high-growth customers
Term
loans
Pre-approved loans Up to €5 million Fixed and predictable repayments Ideal for large and mature customers
Invoice
financing
Flexible payment terms of up to 180 days Up to €1 million per invoice Get paid in one day Ideal for customers with cash flow constraints
Built for and trusted by leading software platforms From marketplaces to vertical SaaS, platforms of all kinds use finmid to power embedded lending. Meet our customers
“”
Anniina Heinonen Head of Payments
Read Wolt's story
Underwriting built for maximum eligibility. Unlock financing for your customer base with platform-driven underwriting.
90% eligibility
Portfolio-based assessment We score customers at the portfolio level, not individually, maximising eligibility.
Live performance data Real-time sales data replaces outdated credit scores, assessing true ability to repay.
Dynamic pricing We price based on risk, making sure every customer gets an offer.
User experience optimised for conversion. Bring the smoothest financing experience to your customers. Enjoy high satisfaction.
10% conversion
No applications Customers get financing offers from you without needing to apply.
3-click flow, <5 minutes Offers can be accepted with 3 clicks, taking less than 5 minutes.
24-hour payouts Funds arrive in your customers’ accounts in less than 24 hours. No frustrating wait times.
Unlocking new revenue has never been easierLaunch quickly with finmid, whether you're building from scratch or adding financing to your platform. API docs
Pilot1 dayDefine a subdomain. We host the solution, e.g. financing.yourcompany.com
Embed5 daysEmbed our iframe in your UI. We manage the flow with minimal technical effort.
Scale10 daysUse our APIs to build a fully custom experience. Exactly how you want it.
In service of
your growth
Book a demo We listen, dig deep, and use every
opportunity to help you grow.